Liz, Emily's friend from art school ( Megalyn Echikunwoke), keeps dangling the possibility of recommending Emily for a job as a graphic designer at her ad agency, highlighting the vast abyss between the two friends' circumstances. The thought of getting out of debt is an overwhelming incentive. He shows her how to make the credit cards. Later on, as Emily gets up to speed, Youcef gives her a taser for protection and a burner phone. Emily is given a fake license, a fake credit card, and instructions on what to purchase for black market re-selling. His manner is quiet and kind and he inspires trust. That is, until a co-worker introduces her to the world of credit card fraud.Ī group of people gather in a warehouse and are led through the process by Youcef ( Theo Rossi), who says up front that what they will be doing is illegal (but safe), and if anyone doesn't feel comfortable it's okay to get up and leave. She can't go without pay for five months. She is offered a promising internship, but the internship is, of course, unpaid. She hauls lasagna into gleaming corporate offices, where women in tailored suits mill about waiting for her to finish. She works for a GrubHub-type company as a contractor (they can cut her hours with no warning and she has no recourse). This means she can't pass a background check, a roadblock when applying for "real" jobs. There is no way on earth she can ever pay it back, neither the interest nor the principal. She went to an expensive art school, graduating with a degree in portraiture and a mountain of debt. Emily is a specific individual, but she is also representative of her generation's particular struggles.
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